One platform. Multiple payment solutions.

Collect payments across borders, instantly.

PandaPay is a modern payment gateway for UPI, Cards, Net Banking, QR & USDT — with instant settlements, powerful APIs and a beautiful merchant dashboard.

INR USDTPKRBDT MD5 signed API

Every way your customers want to pay

Available payment methods on the hosted checkout.

UPI
PhonePe, GPay, Paytm, BHIM
Cards
Credit & Debit
Net Banking
All Indian banks
QR Code
Rotating dynamic QR
USDT
TRC20 / ERC20 / BEP20
Wallets
PhonePe & more
Auto Pay
Recurring
EMI
Pay in parts

Transparent pricing

Transaction charges

MethodFeeNotes
UPI5%PhonePe · GPay · Paytm · BHIM
USDT2-5%TRC20 settlement
Cards6%Visa · Mastercard · RuPay
Net Banking9%All Indian banks

Registration fee $19 · Auto Pay 4% + ₹162/txn

Pro Plan
$199

maintain balance

  • Flat 2% on all methods
  • Priority support
  • Higher limits

Built for scale & security

Developer-first API

Create & query orders with clean MD5-signed REST endpoints and callbacks.

2FA everywhere

Google Authenticator for logins and withdrawals + IP whitelisting.

Instant settlements

Approved payins credit your wallet balance in real time.

Payment links

Share a link, collect money — no code needed.

Multi-currency

INR, USDT, PKR & BDT trade types, admin-controlled.

Live support

Built-in ticketing and live chat with our team.

Talk to us

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