PandaPay is a modern payment gateway for UPI, Cards, Net Banking, QR & USDT — with instant settlements, powerful APIs and a beautiful merchant dashboard.

Available payment methods on the hosted checkout.
| Method | Fee | Notes |
|---|---|---|
| UPI | 5% | PhonePe · GPay · Paytm · BHIM |
| USDT | 2-5% | TRC20 settlement |
| Cards | 6% | Visa · Mastercard · RuPay |
| Net Banking | 9% | All Indian banks |
Registration fee $19 · Auto Pay 4% + ₹162/txn
maintain balance
Create & query orders with clean MD5-signed REST endpoints and callbacks.
Google Authenticator for logins and withdrawals + IP whitelisting.
Approved payins credit your wallet balance in real time.
Share a link, collect money — no code needed.
INR, USDT, PKR & BDT trade types, admin-controlled.
Built-in ticketing and live chat with our team.

Hi! Merchants can raise tickets after login. Leave a message and we'll email you back.